Insurance

We Outcreate modern insurance by combining business creativity, AI, and deep insurance expertise to transform underwriting, claims, and core platforms.

We help insurers turn legacy complexity into intelligent, agile, and customer-first operations—driving confident decisions, seamless experiences, and accelerated growth.

Business Creativity in Action

11 of top 15

P&C carriers in US as clients

3 of top 10

Global reinsurers as clients

7 of top 10

 Insurance brokers as clients

7 of top 20

Life/health insurers in US as clients

3 of top 10

General insurers in Europe as clients

Deep Tech-Domain Expertise

We combine advanced AI, data, and platform engineering with deep insurance domain knowledge to solve real business challenges. From core modernization to intelligent underwriting and claims, we help insurers convert technology investments into faster innovation, smarter decisions, and measurable value.

01

Insurance Product Automation Testing (IPAT)

IPAT is a no-code automation platform designed for comprehensive API and UI testing. It is specifically tailored to ensure successful digital transformation for the insurance domain.

02

Advisor of the Future

Advisor of the Future is an AI-driven platform enabling insurance advisors to personalize client engagement and enhance productivity.

03

Smart Underwriting

Smart Underwriting uses Gen AI and external data to improve P&C insurance efficiency, risk management, and profitability with real-time insights.

04

Touchless Claims

Touchless Claims enhances insurance efficiency with GenAI and third-party data, improving customer experience, reducing claims leakage, and optimizing payouts and cycle times significantly.

05

FNOL – Customer Assist

The First Notice of Loss (FNOL) Customer Assist solution streamlines claims intake with AI agents, ensuring quick validation, case creation, and improved customer satisfaction.

06

KYC Co-Pilot

The Know Your Customer (KYC) copilot is an Agentic AI tool that quickly analyzes structured and unstructured customer data to identify valuable insights.

Outcreate Modern Brokerage

We help insurance brokers apply business creativity to reimagine distribution, operations, and client engagement. By combining automation, data, and connected platforms, we enable faster placements, smarter insights, and seamless experiences—while simplifying core modernization and post-merger integration.

Proprietary
Accelerators

Future of Insurance

Future of Insurance

Leveraging AI and digital tools, this accelerator revolutionizes insurance operations with personalized products and predictive risk assessment, ensuring agility and regulatory compliance.

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Insurance AI Agents Marketplace

Insurance AI Agents Marketplace

The Marketplace enables tailored AI agents for insurance functions, enhancing automation across business lines.

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Leapfrog Framework

Leapfrog Framework

Leapfrog streamlines P&C insurance cloud migration with analysis, automated fixes, data transfer, and testing tools, enhanced by GenAI for efficiency and reliability.

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Client Speak

Stories of Outcreation

Greenfield AWS Setup Application Modernization Using Kubernetes for an Indian InsurTech Unicorn Backed by a Large Global Insurance Conglomerate

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Cloud Design and Migration Drives over 30% Savings and 45% Productivity Improvements

Experience Transformation Through Infrastructure Modernization and Persona-Driven Services for a US-Based Reinsurer

Hybrid Cloud Implementation for a Leading European Insurance Provider

Insurance Outcreate Library

Insurance Insights 2026

Insurance Insights 2026

Collection of thought leadership and viewpoints on how insurance industry can navigate the age of applied AI with human AI collaboration

Insurance Partner Guide

Insurance Partner Guide

Hands on guide to explore value creator
InsurTechs for your Next Gen
Insurance Operations

AI Tech Radar

AI Tech Radar

Possibilities of AI use cases in Insurance ecosystem i.e., P&C Carriers, Life Carriers, Brokers & Intermediaries, and Reinsurance

Our Trusted Partners

Meet LTM’s Insurance Leaders

Meet our Insurance Leaders with deep experience across underwriting, claims, and policy administration. They help you simplify operations, respond faster to risk and regulation, and deliver consistent experiences across the insurance lifecycle.

Prakash Chava

Prakash Chava

Chief Business Officer, Insurance

Subramaniam Chidambaram

Subramaniam Chidambaram

EVP, Insurance Delivery Head

Are you
ready?

The most forward-thinking leaders aren't just adopting new tools. They are taking Business Creativity to the next level. To not simply outperform the market, but to Outcreate it.