Real-time Payments Enablement
Accelerated digitization and increased customer comfort have led to an increased focus on real-time payments globally. In the US, real-time payment services have seen a 69% growth year over year. Yet, multiple challenges remain. Banks and financial institutions must modernize their legacy infrastructure to ensure interoperability with multiple real-time payment stacks and increase payment security, which leads to high costs.
LTM’s SMART-PAY solution is revolutionizing payment technology by enabling all-in-one access to leading real-time payment services such as Zelle, TCH, and FedNow. It ensures compliance with leading international standards including ISO20022. It helps deliver a seamless, high-quality customer experience, carved out by streamlined operations and a unified transactional view.
Why SMART-PAY?
Deploy a rule-based decision engine that empowers customers to choose their preferred network swiftly and effortlessly.
Gain unparalleled insights and foresight into customer preferences and market trends with a single vantage point over disparate payment gateways.
Benefit from a centralized hub for all Real-time Payment (RTP) systems including Zelle, TCH, and FedNow.
Rationalize multiple gateways, reducing the maintenance overhead and driving down operational costs.
Benefit from our 20+ years of experience in payment solutions, serving a global clientele that includes Fortune 100 banks and leading payment processors.
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It’s FedNow or Never: Time to Deliver Instant Payments
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